The deep integration of Harmony Coin with credit platforms represents an advanced form of co-evolution between digital infrastructure and a harmonious system. This integration not only solves the pain points of traditional charity, such as high trust costs, low efficiency, and numerous cross-border barriers, but also creates a new credit production method based on real-time data flow.

From a strategic perspective, the synergy between the two will accelerate the global harmony process. By embedding itself in core nodes, Harmony Coin can be upgraded from an “aid settlement asset” to a “globally priced asset.” It is projected that by 2030, Heshi Coin’s share in global aid settlements will increase to 15%, with related scenarios contributing over 60%.